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AMA's Insurance Program

Author: J. Worth


Edition: Model Aviation - 1987/10
Page Numbers: 58, 59, 62, 63, 150

AMAs Insurance Program t real adequately funded much AMA dues involved money back up EJohn Worth luLl PART IThe Commitment Last year AMAs Executive Council equivalent corporations Board Directors faced having received no offers insurance industry provide continuing coverage AMA members clubs flying site owners after exhaustive search made bold commitment pro vide protection has back bone AMA membership years Council approved AMAs funding its own liability protection program Council decided AMA would put up money finance program However because AMA permitted sell insurance necessary through commercial insurance company AMA therefore contracted such company United National Philadelphia provide fee policy services related Multi-Level Funding AMA provided company basic fund $218350 claim coverage backed up bank Letter Credit amount $806 650 cover necessary claims beyond basic fund arrangement made available slightly over million dollars coverage Further help assure amount would wiped out reduced claims approved additional half-million dollars would set aside AMA up front cover claim actions before calling funds under insurance company control other words guarantee avail ability million dollars coverage half-million put ahead sort half-million dollar deductible paid AMA before insurance company would have make payments handle up front half-million separate contractalso feewas made another company Alexsis Alexander Alexander Omaha service claims handle reporting AMA Meanwhile up front half-million put separate account other AMA funds actually interest-bearing Money Market Fund First American Bank Virginiainci dentally account already earned over $11000 interest end May 1987 averaging about $2000 per month since being established late last year manner million half dollars liability protection provided addi tion April 25 1987 Executive Council added money program maximize opportunity half-million earn interest Council established Insurance Operating Buffer $120000 used ahead halfmillion routine relatively minor claims Thus up front half-million pro tects million controlled insurance company $120000 buf fer protects half-million multi layered approach necessary arrange ment both appropriate prudent since helps assure dont nibble away major amounts during routine daily business makes easy see show anyone requires proof major amounts adding up half million minimum touched except severe claim situation AMAs claim record Past experience under former insurance policies indicate three-tiered program should adequate 10-year study AMAs previous insurance programs showed aver aged about $70000 annually claims costs separate insurance premiums paid provide coverage Thus experience continues $120000 per year operating fund should cover normal annual claimsthe claims situation would have unusual require going beyond operating fund million half coverage enough Based past 10 years actually 45 yearsAMA has providing coverage since 1942 should enough can exceptional claim situation time needs reserve much larger what past history showed enough now appears million half adequate back up million dollars advertised 58 Model Aviation ThosE 1Hn~eS. S ThE 1NURANCE PAID coverageit actually coverage available recent years conventional insurance coverage Reserves Claims often made long after accident Thus claim situation reserves need set aside cover eventual settlement means re serves must allocated year potential claims accidents year turn means reserves must continually added year year assure depending upon current years funds example AMA currently has over $300000 reserve prior years claims completely separate funding current program situation might seem could never enough money available potential claims Experience suggests otherwise reality usually kinder possibilitythats what whole insur ance industry based laws probability general assuming got first year new program exhausting reserves should able build improve insurance funding year year much enough Ex perts field have indicated three million reserve will probably ade quate five million sure means long range commitment program necessary going able fund three- five-million reserve program year Based current AMA dues structure higher level funding should possible within few years possibly early 1990 Meanwhile has interpreted some AMA members 1987 dues increase included allocation $6 per adult member insurance program early 86 announcement $4 crease 87 dues revised $10 increase new insurance program established amount $6 has specifically designated go program end result Executive Council budgeting has commit much amount per member Lets look amounts approved program since mid-September 1986 $ 97650 to United National premium providing $1 million policy & claim service * 218350 Mutual Indemnity AMA loss fund claim payments policy 6320 to United National Surplus lines tax part insur co premium 25000 to Alexsis & servic ing AMA claims $500000 SIR Self-Insured Reserve 16000 to United Virginia Bank fee providing $806650 Letter Credit * 500000 1st American Bank AMA SIR reserve up front de ductible $1 million policy 15000 to Alexander/Alexander basic agent/broker insurance service * new Insurance Operations Buffer established 1987 120000 $998320 *earns interest AMA available servicing claims can seen AMA has put almost million dollars new insurance program date $838350 asterisk items actually available claims expense addition AMA has also paid additional $49801 extend current United National coverage October 1 1987 through March 31 1988 Add numbers $340000 other reserves prior year claims total dollars Continued page 62 October 1987 59 ALWY5 LI ZE TO IIAVE LITTLE EXTRA INSURANCE ON THE FIELD IF YA KNOW WIIAT MEAN j I \I Q A~y V fl \M MAYBe 1 1N T KIJOW flECK OF ALOT AboUT FLVIN&.. BUT IA LIKE 3UPMAN WI-lEN IT CX&4ES TO lNSUAWC DISTRIBUTED BY lOS SMIITIHI END UN WRNND tno eI 904 ndnro CA 93422 -1717 panies would no longer offer openended per-occurrence limit Instead saying up million dollars coverage available per acci dent occurrence potential number accidents multiple millions dollars coverage insurance dustry tightened up began limiting total number dollars paid out under policy using term aggregate describe difference difference wasnt appreciated first because past experience indicated no problem should result based fact million dollars enough cover years total claims Thus AMA accepted transition terminology making point first because no choice take leave situation second no real effect coverage expected recently however nature claims settlements has changed substantial increases apparent trend situation grew concerns about much total coverage would enough What developed perception million dollars coverage enough previously per occurrence basis might enough ag gregate situation other words past experience shown year million dollars could provide enough coverage multiple claims recent experience suggested potential claims higher dollar value could change picture Thus aggregate limit imposed put ceiling possible claim pay outs insurance companies would know ex actly much financial exposure would risk cover Regardless modeling activity difference appeared terminology Claim experi ence stayed well within million-dollar umbrella atmosphere controversy developed recent years between insurance legal industries over amounts coverage sizes settle ments some people began focus word aggregate fears expressed million dollar aggregate might no longer enough cover modeling ac tivity Meanwhile insurance coverage became harder get coverage could obtained price went up drastically finally reached point much being spent insurance premiums rather claims AMA seriously began consider funding its own insurance program commercial insurance fi nally became impossible buy price despite very favorable low claim experience AMA went its own However because AMA cannot legally insurance business neces sary work through commercial com pany provide insurance policy meant accepting current insurance terminology based fact AMAs 62 Model Aviation $425$795 AVAILABLE AT AMERICAS FINEST HO8BY SHOPS HOBBYPOXY TRUE TtNO-PARr EPOXY PAINTS 16 COLORS R ER EPOXY GLUES FOUR FORMULAS 5-MIN 10 45-MIN FAST FILL GRAIN FILLER QUICK-PREP POLYESTER RESIN FREE COLOR CARD AND BROCHURE HOUYPOXY OMSION Pettft Paint Campan Inc 38 Pine Street Rockaway NJ 07866 FIBERGLASS PARTS Over 237 cowls kit scratch built models Also over 34 round cowls ranging 4 14-7/8 diameter 55 duff size shape wheel pants custom Make Parts Vacuum Form Canopies Plemeseed$1 feicemplete flat T&D FIBERBLASS SPECIALTIES 30925 Block Dept 4 Garden City MI 48135 PHONE 313 421-6358 BRAZED & HEAT-TREATED WIRE GEARS & CABANIS PHONE 313 261-9064 resources limited aggregate limit necessary since no insurance industry reserves come play AMAs funding fell short AMA therefore has policy using word aggregate Past experience says shouldnt matter since dont expect reach limit Still help reassure anyone concerned AMA has enough funding protection people members clubs flying site owners have come expect AMA put another halfmillion dollars coverage ahead million dollars coverage available through insurance policy AMA has gone further putting still money up frontanother $120000 ahead half-million Thus real aggregate protection against claims million half dollars regardless what surance policy says AMAs commitment therefore goes beyond insurance com pany policy three-tiered program designed protect total modeler ac tivity including members clubs flying site owners Furthermore AMA continues seek realistic cost additional surance protect against catastrophic type situations sum up aggregate policy serves assure claims will exceed AMAs funds Yet funds should adequate based years model aircraft claims experience assure protection will available needed buffers AMA has built its protection program change situation might se verely reduce funding should preceded ample warning action can taken solve problem case AMAs commitment continue pro viding liability protection has 40 years insurance industry Part IllOverview Looking back bit may help put current program perspective Up until few years ago early 1976 through late 1982 AMA paid relatively low annual premium buy lia bility insurance averaging little over $100000 per year cost began climb despite favorable claim rate about $160000 year between 1983 1985 going $237000 85-86 period During latter years AMA began paying claims out its own funds continuing buy commercial insurance deductible type arrangement avoid paying higher premiums As result insurance companies did have pay out single dollar claims during last four years Regardless able get insurance company pro vide quotation 86-87 coverage Under AMAs current program have commit total funds actual amount paid out others related services has returned $160000 level Meanwhile rest funding belongs Continued page 150 October 1987 63 Bulkhead Fittings Fourmost Bulkhead Fittin s simple method feed fuel ven es thro ugh solid bulkheads 1 Drill hole No 18 drill size bulkhead firewall up 3/8 thick 2 Insert shaft Bulkhead Fitting through hole 3 Screw nut onto backside fitting 4 Slip fuel vent tubes job done Bulkhead Fittings provide sealed tank compartment eliminate fuel line chafing Color coded easy identification Weight 1/2 gram Price 2 $295 No 121 FOURMOST PRODUCTS __FLYG iA SCAlESPORT SCL AERONCA L3/DEFENDER 105 lE SPAN 2 CYClE 9013 II J CYClE 1218 -AlSO AERONCA lA6B/cHAi~ 8L fli VULT BT-13 VALIANT 8i fl SPAN IOLD PlAN SE2------- ZU E&CH FIBERGlASS CLS--------- $20 EACH ADD 12SHIBPINGNYS ADD 8 TAX AERO PlANS N PAR PO BOX 939 0lEAN NY 111760 1 372 ize 3/32 ID 4040 24th Avenue Forest Grove OR 97116 503 357-2732 7TlirehaI1 R/C Idle-Bar Glow Plugs Long Short Also.Only $189 Traditional line non-idle bar Glow Plugs Six Types 3 Heat Ranges High Performance Glow Element Blow Proof Seal Only $149 Swanson Associates PO Box 151 Wayne NJ 948 07470 a[f Mi m REPRODUCTION PARTS FOR ANTIQUE IGNITION ENGINES SPARK PLUGS TIMERS NEEDLE VALVES EXHAUST STACKS t POINTS TANKS COILS PROP DRIVES OVER 600 ITEMS FOR MORE THAN 60 ENGINES SEND $200 FOR CURRENT CATALOG MICRO MODEL ENGINEERING 1301 W LAFAYETTE ST STURGIS MI 49091 Radio South Batteries 500 ma Pack 48V975 Futaba conn1250 800 ma Pack 48V1875 Futabaconn2150 1200 ma Pack 48V1950 Futaba conn2250 TX batt Futaba G-Series orPCM2250 RADIO SOUTHic AUTHORIZED SERVICE CENTER Call Sam Leonard Tony Stiliman custom work competition needs stock complete hobby line specializing competition accessoriesall discounted prices Frequency Conversions Kraft$40 itFutaba AM$30 Ib% _________________________ Futaba FM$40 ____________________________ ProLine/Ace$30 Featuring fast service 0.With repair $10 qualified people theMode Change $35 latest equipment including air Heft Sets SPECTRUM ANAL YZER yros Order COC VISA MC andling Charges subject change notice OPEN 8-5 CST 904 478-6745 43 West Nine Mile Rd Pensacola FL 32514 fast time 10 Bruce Hobbs12026 May 31 1 Dub Jettl1409 Fast Time 2 Richard Oliverl1726 3 Dave Laymanl1866 4 Dick Ritch 11813 5 Rick Tocci1242l 6 JP Han way117l6 7 Hubert Willsl2720 8 Bruce Hobbs 11919 9 Gary Heithold 12172 10 Gary Howard12264 As have always done past will try write about what going Racing around country Send something district See next month Bill Hager 706 Glen Haven Dr Conroe TX 77385 RC Helicopters/Jolly Continued page 57 Gorham finished sixth Mike Mas finished ninth give idea heat competition ninth-place finisher Mike Mas sandwiched between defending World Champion Mr Taya tenth-place finisher Ewald Heim World Champion Curtis Youngblood flew GMP Ranger Competitor mechanics stuffed inside powered OS 61 Long Stroke chopper utilized GMP Pro-Head rotor Robert Gorham flew standard Cobra/Jet Ranger combination using OS power DDF rotor head Sitar rotor blades Mike Mas flew Schiuter Champion powered Enya believe top finishers flew hovering maneuvers options believe both Curtis Robert flew compulsory maneuvers Nose-In Circle Shovel 4-Point Pirouette Observation fol lowed autorotation scoring tight top five could have winner Curtis barn-burning last flight 1654 points clinch title Japanese team took team honors edging out US team 163 points As far new equipment concerned wasnt anything radical Heims new Lock heed 286 design present abundance indeed after contest led formation flight 12 However pilots chose fly proven equipment spending great deal effort fine-tuning use Scale fuselages now nearly universal F3C believe three contestants flew pod-and-boom designs Jet Rangers predominated Anyway dont want eat Horace Hagens official report once again bid congratulations Curtis Robert Mike team manager Bob Harris New products youve following ads youve seen Futaba now importing YS line precision powerhouses YS 61 generally accepted powerful engine avallable use RC Helicopter chosen Mr Taya Japan machine used winning World Champion title 1985 YS engines have available US before have always short supply Futaba has apparently solved supply problem should available dealer now X-Cell update recently chance see videotape Miniature Aircraft Supplys new Cell 60 flown Ted Schoonard Up time seen still pictures pictures ads might have gathered X-Cell combination whole bunch good ideas Well anyway video confirmed what expected As set up flown Ted Schoonard Toledo X-Cell may aerobatic Helicopter yet designed its light weight high rotor speed X-Cell will truly agile machine Reports indicate Walt Schoonard has production running X Cells should available soon Ive working like crazy GMP Limited Edition Stork although have admit took some time out buildOh brother misnomer Hirobo Shuttle Hughes 500 Anyway 500 done flying Stork doesnt fall together quite fast Shuttle does go together rapidiy should ready fly very soon now Nexttime Ill have some shots words Hirobos little 500 way read far about sending some pictures words onyourlatestproject orfun-fly Itwouldbegreat share good ideas other fliers BCNU Larry Jolly 5501 W Coma Santa Ana CA 92703 AMA Insurance/Worth Continued page 63 AMA earning interest Thus barring calamity liability protection costs have stabilized now under own control except what claims experience may bring rather mercy whims insurance industry Now after almost year new program outlook bright prospects good further program im provements 1988 CL Scale/Boss Continued page 64 views sketch window attachment details Please note sketch particular scale attempt making type operating canopy feature must tallored specific model being constructed Gaydos indicated obtalned minia ture rack-and-pinion gears Boston Gear Co types used special industrial high-precision applications Another company can provide type gear other gear specialties PLC Co has locations Middlebury CT Van Nuys CA might also mention top part canopy shown open bottom right-hand photo June column simply hinged rear its closed held place locking screw Hints workshop Bob Furr member Orbiting Eagles Omaha have appeared quite often column month will no exception before talk about months tip Bob would like commend him great ability effort providing practical Workshop Hints month after month Orbiting Eagles Newsletter Bob providing club members worthwhile information also giving colum nists like myself great deal data pass fellow modelers Thanks Bob doing great jobContinued page 152 150 Model Aviation

Author: J. Worth


Edition: Model Aviation - 1987/10
Page Numbers: 58, 59, 62, 63, 150

AMAs Insurance Program t real adequately funded much AMA dues involved money back up EJohn Worth luLl PART IThe Commitment Last year AMAs Executive Council equivalent corporations Board Directors faced having received no offers insurance industry provide continuing coverage AMA members clubs flying site owners after exhaustive search made bold commitment pro vide protection has back bone AMA membership years Council approved AMAs funding its own liability protection program Council decided AMA would put up money finance program However because AMA permitted sell insurance necessary through commercial insurance company AMA therefore contracted such company United National Philadelphia provide fee policy services related Multi-Level Funding AMA provided company basic fund $218350 claim coverage backed up bank Letter Credit amount $806 650 cover necessary claims beyond basic fund arrangement made available slightly over million dollars coverage Further help assure amount would wiped out reduced claims approved additional half-million dollars would set aside AMA up front cover claim actions before calling funds under insurance company control other words guarantee avail ability million dollars coverage half-million put ahead sort half-million dollar deductible paid AMA before insurance company would have make payments handle up front half-million separate contractalso feewas made another company Alexsis Alexander Alexander Omaha service claims handle reporting AMA Meanwhile up front half-million put separate account other AMA funds actually interest-bearing Money Market Fund First American Bank Virginiainci dentally account already earned over $11000 interest end May 1987 averaging about $2000 per month since being established late last year manner million half dollars liability protection provided addi tion April 25 1987 Executive Council added money program maximize opportunity half-million earn interest Council established Insurance Operating Buffer $120000 used ahead halfmillion routine relatively minor claims Thus up front half-million pro tects million controlled insurance company $120000 buf fer protects half-million multi layered approach necessary arrange ment both appropriate prudent since helps assure dont nibble away major amounts during routine daily business makes easy see show anyone requires proof major amounts adding up half million minimum touched except severe claim situation AMAs claim record Past experience under former insurance policies indicate three-tiered program should adequate 10-year study AMAs previous insurance programs showed aver aged about $70000 annually claims costs separate insurance premiums paid provide coverage Thus experience continues $120000 per year operating fund should cover normal annual claimsthe claims situation would have unusual require going beyond operating fund million half coverage enough Based past 10 years actually 45 yearsAMA has providing coverage since 1942 should enough can exceptional claim situation time needs reserve much larger what past history showed enough now appears million half adequate back up million dollars advertised 58 Model Aviation ThosE 1Hn~eS. S ThE 1NURANCE PAID coverageit actually coverage available recent years conventional insurance coverage Reserves Claims often made long after accident Thus claim situation reserves need set aside cover eventual settlement means re serves must allocated year potential claims accidents year turn means reserves must continually added year year assure depending upon current years funds example AMA currently has over $300000 reserve prior years claims completely separate funding current program situation might seem could never enough money available potential claims Experience suggests otherwise reality usually kinder possibilitythats what whole insur ance industry based laws probability general assuming got first year new program exhausting reserves should able build improve insurance funding year year much enough Ex perts field have indicated three million reserve will probably ade quate five million sure means long range commitment program necessary going able fund three- five-million reserve program year Based current AMA dues structure higher level funding should possible within few years possibly early 1990 Meanwhile has interpreted some AMA members 1987 dues increase included allocation $6 per adult member insurance program early 86 announcement $4 crease 87 dues revised $10 increase new insurance program established amount $6 has specifically designated go program end result Executive Council budgeting has commit much amount per member Lets look amounts approved program since mid-September 1986 $ 97650 to United National premium providing $1 million policy & claim service * 218350 Mutual Indemnity AMA loss fund claim payments policy 6320 to United National Surplus lines tax part insur co premium 25000 to Alexsis & servic ing AMA claims $500000 SIR Self-Insured Reserve 16000 to United Virginia Bank fee providing $806650 Letter Credit * 500000 1st American Bank AMA SIR reserve up front de ductible $1 million policy 15000 to Alexander/Alexander basic agent/broker insurance service * new Insurance Operations Buffer established 1987 120000 $998320 *earns interest AMA available servicing claims can seen AMA has put almost million dollars new insurance program date $838350 asterisk items actually available claims expense addition AMA has also paid additional $49801 extend current United National coverage October 1 1987 through March 31 1988 Add numbers $340000 other reserves prior year claims total dollars Continued page 62 October 1987 59 ALWY5 LI ZE TO IIAVE LITTLE EXTRA INSURANCE ON THE FIELD IF YA KNOW WIIAT MEAN j I \I Q A~y V fl \M MAYBe 1 1N T KIJOW flECK OF ALOT AboUT FLVIN&.. BUT IA LIKE 3UPMAN WI-lEN IT CX&4ES TO lNSUAWC DISTRIBUTED BY lOS SMIITIHI END UN WRNND tno eI 904 ndnro CA 93422 -1717 panies would no longer offer openended per-occurrence limit Instead saying up million dollars coverage available per acci dent occurrence potential number accidents multiple millions dollars coverage insurance dustry tightened up began limiting total number dollars paid out under policy using term aggregate describe difference difference wasnt appreciated first because past experience indicated no problem should result based fact million dollars enough cover years total claims Thus AMA accepted transition terminology making point first because no choice take leave situation second no real effect coverage expected recently however nature claims settlements has changed substantial increases apparent trend situation grew concerns about much total coverage would enough What developed perception million dollars coverage enough previously per occurrence basis might enough ag gregate situation other words past experience shown year million dollars could provide enough coverage multiple claims recent experience suggested potential claims higher dollar value could change picture Thus aggregate limit imposed put ceiling possible claim pay outs insurance companies would know ex actly much financial exposure would risk cover Regardless modeling activity difference appeared terminology Claim experi ence stayed well within million-dollar umbrella atmosphere controversy developed recent years between insurance legal industries over amounts coverage sizes settle ments some people began focus word aggregate fears expressed million dollar aggregate might no longer enough cover modeling ac tivity Meanwhile insurance coverage became harder get coverage could obtained price went up drastically finally reached point much being spent insurance premiums rather claims AMA seriously began consider funding its own insurance program commercial insurance fi nally became impossible buy price despite very favorable low claim experience AMA went its own However because AMA cannot legally insurance business neces sary work through commercial com pany provide insurance policy meant accepting current insurance terminology based fact AMAs 62 Model Aviation $425$795 AVAILABLE AT AMERICAS FINEST HO8BY SHOPS HOBBYPOXY TRUE TtNO-PARr EPOXY PAINTS 16 COLORS R ER EPOXY GLUES FOUR FORMULAS 5-MIN 10 45-MIN FAST FILL GRAIN FILLER QUICK-PREP POLYESTER RESIN FREE COLOR CARD AND BROCHURE HOUYPOXY OMSION Pettft Paint Campan Inc 38 Pine Street Rockaway NJ 07866 FIBERGLASS PARTS Over 237 cowls kit scratch built models Also over 34 round cowls ranging 4 14-7/8 diameter 55 duff size shape wheel pants custom Make Parts Vacuum Form Canopies Plemeseed$1 feicemplete flat T&D FIBERBLASS SPECIALTIES 30925 Block Dept 4 Garden City MI 48135 PHONE 313 421-6358 BRAZED & HEAT-TREATED WIRE GEARS & CABANIS PHONE 313 261-9064 resources limited aggregate limit necessary since no insurance industry reserves come play AMAs funding fell short AMA therefore has policy using word aggregate Past experience says shouldnt matter since dont expect reach limit Still help reassure anyone concerned AMA has enough funding protection people members clubs flying site owners have come expect AMA put another halfmillion dollars coverage ahead million dollars coverage available through insurance policy AMA has gone further putting still money up frontanother $120000 ahead half-million Thus real aggregate protection against claims million half dollars regardless what surance policy says AMAs commitment therefore goes beyond insurance com pany policy three-tiered program designed protect total modeler ac tivity including members clubs flying site owners Furthermore AMA continues seek realistic cost additional surance protect against catastrophic type situations sum up aggregate policy serves assure claims will exceed AMAs funds Yet funds should adequate based years model aircraft claims experience assure protection will available needed buffers AMA has built its protection program change situation might se verely reduce funding should preceded ample warning action can taken solve problem case AMAs commitment continue pro viding liability protection has 40 years insurance industry Part IllOverview Looking back bit may help put current program perspective Up until few years ago early 1976 through late 1982 AMA paid relatively low annual premium buy lia bility insurance averaging little over $100000 per year cost began climb despite favorable claim rate about $160000 year between 1983 1985 going $237000 85-86 period During latter years AMA began paying claims out its own funds continuing buy commercial insurance deductible type arrangement avoid paying higher premiums As result insurance companies did have pay out single dollar claims during last four years Regardless able get insurance company pro vide quotation 86-87 coverage Under AMAs current program have commit total funds actual amount paid out others related services has returned $160000 level Meanwhile rest funding belongs Continued page 150 October 1987 63 Bulkhead Fittings Fourmost Bulkhead Fittin s simple method feed fuel ven es thro ugh solid bulkheads 1 Drill hole No 18 drill size bulkhead firewall up 3/8 thick 2 Insert shaft Bulkhead Fitting through hole 3 Screw nut onto backside fitting 4 Slip fuel vent tubes job done Bulkhead Fittings provide sealed tank compartment eliminate fuel line chafing Color coded easy identification Weight 1/2 gram Price 2 $295 No 121 FOURMOST PRODUCTS __FLYG iA SCAlESPORT SCL AERONCA L3/DEFENDER 105 lE SPAN 2 CYClE 9013 II J CYClE 1218 -AlSO AERONCA lA6B/cHAi~ 8L fli VULT BT-13 VALIANT 8i fl SPAN IOLD PlAN SE2------- ZU E&CH FIBERGlASS CLS--------- $20 EACH ADD 12SHIBPINGNYS ADD 8 TAX AERO PlANS N PAR PO BOX 939 0lEAN NY 111760 1 372 ize 3/32 ID 4040 24th Avenue Forest Grove OR 97116 503 357-2732 7TlirehaI1 R/C Idle-Bar Glow Plugs Long Short Also.Only $189 Traditional line non-idle bar Glow Plugs Six Types 3 Heat Ranges High Performance Glow Element Blow Proof Seal Only $149 Swanson Associates PO Box 151 Wayne NJ 948 07470 a[f Mi m REPRODUCTION PARTS FOR ANTIQUE IGNITION ENGINES SPARK PLUGS TIMERS NEEDLE VALVES EXHAUST STACKS t POINTS TANKS COILS PROP DRIVES OVER 600 ITEMS FOR MORE THAN 60 ENGINES SEND $200 FOR CURRENT CATALOG MICRO MODEL ENGINEERING 1301 W LAFAYETTE ST STURGIS MI 49091 Radio South Batteries 500 ma Pack 48V975 Futaba conn1250 800 ma Pack 48V1875 Futabaconn2150 1200 ma Pack 48V1950 Futaba conn2250 TX batt Futaba G-Series orPCM2250 RADIO SOUTHic AUTHORIZED SERVICE CENTER Call Sam Leonard Tony Stiliman custom work competition needs stock complete hobby line specializing competition accessoriesall discounted prices Frequency Conversions Kraft$40 itFutaba AM$30 Ib% _________________________ Futaba FM$40 ____________________________ ProLine/Ace$30 Featuring fast service 0.With repair $10 qualified people theMode Change $35 latest equipment including air Heft Sets SPECTRUM ANAL YZER yros Order COC VISA MC andling Charges subject change notice OPEN 8-5 CST 904 478-6745 43 West Nine Mile Rd Pensacola FL 32514 fast time 10 Bruce Hobbs12026 May 31 1 Dub Jettl1409 Fast Time 2 Richard Oliverl1726 3 Dave Laymanl1866 4 Dick Ritch 11813 5 Rick Tocci1242l 6 JP Han way117l6 7 Hubert Willsl2720 8 Bruce Hobbs 11919 9 Gary Heithold 12172 10 Gary Howard12264 As have always done past will try write about what going Racing around country Send something district See next month Bill Hager 706 Glen Haven Dr Conroe TX 77385 RC Helicopters/Jolly Continued page 57 Gorham finished sixth Mike Mas finished ninth give idea heat competition ninth-place finisher Mike Mas sandwiched between defending World Champion Mr Taya tenth-place finisher Ewald Heim World Champion Curtis Youngblood flew GMP Ranger Competitor mechanics stuffed inside powered OS 61 Long Stroke chopper utilized GMP Pro-Head rotor Robert Gorham flew standard Cobra/Jet Ranger combination using OS power DDF rotor head Sitar rotor blades Mike Mas flew Schiuter Champion powered Enya believe top finishers flew hovering maneuvers options believe both Curtis Robert flew compulsory maneuvers Nose-In Circle Shovel 4-Point Pirouette Observation fol lowed autorotation scoring tight top five could have winner Curtis barn-burning last flight 1654 points clinch title Japanese team took team honors edging out US team 163 points As far new equipment concerned wasnt anything radical Heims new Lock heed 286 design present abundance indeed after contest led formation flight 12 However pilots chose fly proven equipment spending great deal effort fine-tuning use Scale fuselages now nearly universal F3C believe three contestants flew pod-and-boom designs Jet Rangers predominated Anyway dont want eat Horace Hagens official report once again bid congratulations Curtis Robert Mike team manager Bob Harris New products youve following ads youve seen Futaba now importing YS line precision powerhouses YS 61 generally accepted powerful engine avallable use RC Helicopter chosen Mr Taya Japan machine used winning World Champion title 1985 YS engines have available US before have always short supply Futaba has apparently solved supply problem should available dealer now X-Cell update recently chance see videotape Miniature Aircraft Supplys new Cell 60 flown Ted Schoonard Up time seen still pictures pictures ads might have gathered X-Cell combination whole bunch good ideas Well anyway video confirmed what expected As set up flown Ted Schoonard Toledo X-Cell may aerobatic Helicopter yet designed its light weight high rotor speed X-Cell will truly agile machine Reports indicate Walt Schoonard has production running X Cells should available soon Ive working like crazy GMP Limited Edition Stork although have admit took some time out buildOh brother misnomer Hirobo Shuttle Hughes 500 Anyway 500 done flying Stork doesnt fall together quite fast Shuttle does go together rapidiy should ready fly very soon now Nexttime Ill have some shots words Hirobos little 500 way read far about sending some pictures words onyourlatestproject orfun-fly Itwouldbegreat share good ideas other fliers BCNU Larry Jolly 5501 W Coma Santa Ana CA 92703 AMA Insurance/Worth Continued page 63 AMA earning interest Thus barring calamity liability protection costs have stabilized now under own control except what claims experience may bring rather mercy whims insurance industry Now after almost year new program outlook bright prospects good further program im provements 1988 CL Scale/Boss Continued page 64 views sketch window attachment details Please note sketch particular scale attempt making type operating canopy feature must tallored specific model being constructed Gaydos indicated obtalned minia ture rack-and-pinion gears Boston Gear Co types used special industrial high-precision applications Another company can provide type gear other gear specialties PLC Co has locations Middlebury CT Van Nuys CA might also mention top part canopy shown open bottom right-hand photo June column simply hinged rear its closed held place locking screw Hints workshop Bob Furr member Orbiting Eagles Omaha have appeared quite often column month will no exception before talk about months tip Bob would like commend him great ability effort providing practical Workshop Hints month after month Orbiting Eagles Newsletter Bob providing club members worthwhile information also giving colum nists like myself great deal data pass fellow modelers Thanks Bob doing great jobContinued page 152 150 Model Aviation

Author: J. Worth


Edition: Model Aviation - 1987/10
Page Numbers: 58, 59, 62, 63, 150

AMAs Insurance Program t real adequately funded much AMA dues involved money back up EJohn Worth luLl PART IThe Commitment Last year AMAs Executive Council equivalent corporations Board Directors faced having received no offers insurance industry provide continuing coverage AMA members clubs flying site owners after exhaustive search made bold commitment pro vide protection has back bone AMA membership years Council approved AMAs funding its own liability protection program Council decided AMA would put up money finance program However because AMA permitted sell insurance necessary through commercial insurance company AMA therefore contracted such company United National Philadelphia provide fee policy services related Multi-Level Funding AMA provided company basic fund $218350 claim coverage backed up bank Letter Credit amount $806 650 cover necessary claims beyond basic fund arrangement made available slightly over million dollars coverage Further help assure amount would wiped out reduced claims approved additional half-million dollars would set aside AMA up front cover claim actions before calling funds under insurance company control other words guarantee avail ability million dollars coverage half-million put ahead sort half-million dollar deductible paid AMA before insurance company would have make payments handle up front half-million separate contractalso feewas made another company Alexsis Alexander Alexander Omaha service claims handle reporting AMA Meanwhile up front half-million put separate account other AMA funds actually interest-bearing Money Market Fund First American Bank Virginiainci dentally account already earned over $11000 interest end May 1987 averaging about $2000 per month since being established late last year manner million half dollars liability protection provided addi tion April 25 1987 Executive Council added money program maximize opportunity half-million earn interest Council established Insurance Operating Buffer $120000 used ahead halfmillion routine relatively minor claims Thus up front half-million pro tects million controlled insurance company $120000 buf fer protects half-million multi layered approach necessary arrange ment both appropriate prudent since helps assure dont nibble away major amounts during routine daily business makes easy see show anyone requires proof major amounts adding up half million minimum touched except severe claim situation AMAs claim record Past experience under former insurance policies indicate three-tiered program should adequate 10-year study AMAs previous insurance programs showed aver aged about $70000 annually claims costs separate insurance premiums paid provide coverage Thus experience continues $120000 per year operating fund should cover normal annual claimsthe claims situation would have unusual require going beyond operating fund million half coverage enough Based past 10 years actually 45 yearsAMA has providing coverage since 1942 should enough can exceptional claim situation time needs reserve much larger what past history showed enough now appears million half adequate back up million dollars advertised 58 Model Aviation ThosE 1Hn~eS. S ThE 1NURANCE PAID coverageit actually coverage available recent years conventional insurance coverage Reserves Claims often made long after accident Thus claim situation reserves need set aside cover eventual settlement means re serves must allocated year potential claims accidents year turn means reserves must continually added year year assure depending upon current years funds example AMA currently has over $300000 reserve prior years claims completely separate funding current program situation might seem could never enough money available potential claims Experience suggests otherwise reality usually kinder possibilitythats what whole insur ance industry based laws probability general assuming got first year new program exhausting reserves should able build improve insurance funding year year much enough Ex perts field have indicated three million reserve will probably ade quate five million sure means long range commitment program necessary going able fund three- five-million reserve program year Based current AMA dues structure higher level funding should possible within few years possibly early 1990 Meanwhile has interpreted some AMA members 1987 dues increase included allocation $6 per adult member insurance program early 86 announcement $4 crease 87 dues revised $10 increase new insurance program established amount $6 has specifically designated go program end result Executive Council budgeting has commit much amount per member Lets look amounts approved program since mid-September 1986 $ 97650 to United National premium providing $1 million policy & claim service * 218350 Mutual Indemnity AMA loss fund claim payments policy 6320 to United National Surplus lines tax part insur co premium 25000 to Alexsis & servic ing AMA claims $500000 SIR Self-Insured Reserve 16000 to United Virginia Bank fee providing $806650 Letter Credit * 500000 1st American Bank AMA SIR reserve up front de ductible $1 million policy 15000 to Alexander/Alexander basic agent/broker insurance service * new Insurance Operations Buffer established 1987 120000 $998320 *earns interest AMA available servicing claims can seen AMA has put almost million dollars new insurance program date $838350 asterisk items actually available claims expense addition AMA has also paid additional $49801 extend current United National coverage October 1 1987 through March 31 1988 Add numbers $340000 other reserves prior year claims total dollars Continued page 62 October 1987 59 ALWY5 LI ZE TO IIAVE LITTLE EXTRA INSURANCE ON THE FIELD IF YA KNOW WIIAT MEAN j I \I Q A~y V fl \M MAYBe 1 1N T KIJOW flECK OF ALOT AboUT FLVIN&.. BUT IA LIKE 3UPMAN WI-lEN IT CX&4ES TO lNSUAWC DISTRIBUTED BY lOS SMIITIHI END UN WRNND tno eI 904 ndnro CA 93422 -1717 panies would no longer offer openended per-occurrence limit Instead saying up million dollars coverage available per acci dent occurrence potential number accidents multiple millions dollars coverage insurance dustry tightened up began limiting total number dollars paid out under policy using term aggregate describe difference difference wasnt appreciated first because past experience indicated no problem should result based fact million dollars enough cover years total claims Thus AMA accepted transition terminology making point first because no choice take leave situation second no real effect coverage expected recently however nature claims settlements has changed substantial increases apparent trend situation grew concerns about much total coverage would enough What developed perception million dollars coverage enough previously per occurrence basis might enough ag gregate situation other words past experience shown year million dollars could provide enough coverage multiple claims recent experience suggested potential claims higher dollar value could change picture Thus aggregate limit imposed put ceiling possible claim pay outs insurance companies would know ex actly much financial exposure would risk cover Regardless modeling activity difference appeared terminology Claim experi ence stayed well within million-dollar umbrella atmosphere controversy developed recent years between insurance legal industries over amounts coverage sizes settle ments some people began focus word aggregate fears expressed million dollar aggregate might no longer enough cover modeling ac tivity Meanwhile insurance coverage became harder get coverage could obtained price went up drastically finally reached point much being spent insurance premiums rather claims AMA seriously began consider funding its own insurance program commercial insurance fi nally became impossible buy price despite very favorable low claim experience AMA went its own However because AMA cannot legally insurance business neces sary work through commercial com pany provide insurance policy meant accepting current insurance terminology based fact AMAs 62 Model Aviation $425$795 AVAILABLE AT AMERICAS FINEST HO8BY SHOPS HOBBYPOXY TRUE TtNO-PARr EPOXY PAINTS 16 COLORS R ER EPOXY GLUES FOUR FORMULAS 5-MIN 10 45-MIN FAST FILL GRAIN FILLER QUICK-PREP POLYESTER RESIN FREE COLOR CARD AND BROCHURE HOUYPOXY OMSION Pettft Paint Campan Inc 38 Pine Street Rockaway NJ 07866 FIBERGLASS PARTS Over 237 cowls kit scratch built models Also over 34 round cowls ranging 4 14-7/8 diameter 55 duff size shape wheel pants custom Make Parts Vacuum Form Canopies Plemeseed$1 feicemplete flat T&D FIBERBLASS SPECIALTIES 30925 Block Dept 4 Garden City MI 48135 PHONE 313 421-6358 BRAZED & HEAT-TREATED WIRE GEARS & CABANIS PHONE 313 261-9064 resources limited aggregate limit necessary since no insurance industry reserves come play AMAs funding fell short AMA therefore has policy using word aggregate Past experience says shouldnt matter since dont expect reach limit Still help reassure anyone concerned AMA has enough funding protection people members clubs flying site owners have come expect AMA put another halfmillion dollars coverage ahead million dollars coverage available through insurance policy AMA has gone further putting still money up frontanother $120000 ahead half-million Thus real aggregate protection against claims million half dollars regardless what surance policy says AMAs commitment therefore goes beyond insurance com pany policy three-tiered program designed protect total modeler ac tivity including members clubs flying site owners Furthermore AMA continues seek realistic cost additional surance protect against catastrophic type situations sum up aggregate policy serves assure claims will exceed AMAs funds Yet funds should adequate based years model aircraft claims experience assure protection will available needed buffers AMA has built its protection program change situation might se verely reduce funding should preceded ample warning action can taken solve problem case AMAs commitment continue pro viding liability protection has 40 years insurance industry Part IllOverview Looking back bit may help put current program perspective Up until few years ago early 1976 through late 1982 AMA paid relatively low annual premium buy lia bility insurance averaging little over $100000 per year cost began climb despite favorable claim rate about $160000 year between 1983 1985 going $237000 85-86 period During latter years AMA began paying claims out its own funds continuing buy commercial insurance deductible type arrangement avoid paying higher premiums As result insurance companies did have pay out single dollar claims during last four years Regardless able get insurance company pro vide quotation 86-87 coverage Under AMAs current program have commit total funds actual amount paid out others related services has returned $160000 level Meanwhile rest funding belongs Continued page 150 October 1987 63 Bulkhead Fittings Fourmost Bulkhead Fittin s simple method feed fuel ven es thro ugh solid bulkheads 1 Drill hole No 18 drill size bulkhead firewall up 3/8 thick 2 Insert shaft Bulkhead Fitting through hole 3 Screw nut onto backside fitting 4 Slip fuel vent tubes job done Bulkhead Fittings provide sealed tank compartment eliminate fuel line chafing Color coded easy identification Weight 1/2 gram Price 2 $295 No 121 FOURMOST PRODUCTS __FLYG iA SCAlESPORT SCL AERONCA L3/DEFENDER 105 lE SPAN 2 CYClE 9013 II J CYClE 1218 -AlSO AERONCA lA6B/cHAi~ 8L fli VULT BT-13 VALIANT 8i fl SPAN IOLD PlAN SE2------- ZU E&CH FIBERGlASS CLS--------- $20 EACH ADD 12SHIBPINGNYS ADD 8 TAX AERO PlANS N PAR PO BOX 939 0lEAN NY 111760 1 372 ize 3/32 ID 4040 24th Avenue Forest Grove OR 97116 503 357-2732 7TlirehaI1 R/C Idle-Bar Glow Plugs Long Short Also.Only $189 Traditional line non-idle bar Glow Plugs Six Types 3 Heat Ranges High Performance Glow Element Blow Proof Seal Only $149 Swanson Associates PO Box 151 Wayne NJ 948 07470 a[f Mi m REPRODUCTION PARTS FOR ANTIQUE IGNITION ENGINES SPARK PLUGS TIMERS NEEDLE VALVES EXHAUST STACKS t POINTS TANKS COILS PROP DRIVES OVER 600 ITEMS FOR MORE THAN 60 ENGINES SEND $200 FOR CURRENT CATALOG MICRO MODEL ENGINEERING 1301 W LAFAYETTE ST STURGIS MI 49091 Radio South Batteries 500 ma Pack 48V975 Futaba conn1250 800 ma Pack 48V1875 Futabaconn2150 1200 ma Pack 48V1950 Futaba conn2250 TX batt Futaba G-Series orPCM2250 RADIO SOUTHic AUTHORIZED SERVICE CENTER Call Sam Leonard Tony Stiliman custom work competition needs stock complete hobby line specializing competition accessoriesall discounted prices Frequency Conversions Kraft$40 itFutaba AM$30 Ib% _________________________ Futaba FM$40 ____________________________ ProLine/Ace$30 Featuring fast service 0.With repair $10 qualified people theMode Change $35 latest equipment including air Heft Sets SPECTRUM ANAL YZER yros Order COC VISA MC andling Charges subject change notice OPEN 8-5 CST 904 478-6745 43 West Nine Mile Rd Pensacola FL 32514 fast time 10 Bruce Hobbs12026 May 31 1 Dub Jettl1409 Fast Time 2 Richard Oliverl1726 3 Dave Laymanl1866 4 Dick Ritch 11813 5 Rick Tocci1242l 6 JP Han way117l6 7 Hubert Willsl2720 8 Bruce Hobbs 11919 9 Gary Heithold 12172 10 Gary Howard12264 As have always done past will try write about what going Racing around country Send something district See next month Bill Hager 706 Glen Haven Dr Conroe TX 77385 RC Helicopters/Jolly Continued page 57 Gorham finished sixth Mike Mas finished ninth give idea heat competition ninth-place finisher Mike Mas sandwiched between defending World Champion Mr Taya tenth-place finisher Ewald Heim World Champion Curtis Youngblood flew GMP Ranger Competitor mechanics stuffed inside powered OS 61 Long Stroke chopper utilized GMP Pro-Head rotor Robert Gorham flew standard Cobra/Jet Ranger combination using OS power DDF rotor head Sitar rotor blades Mike Mas flew Schiuter Champion powered Enya believe top finishers flew hovering maneuvers options believe both Curtis Robert flew compulsory maneuvers Nose-In Circle Shovel 4-Point Pirouette Observation fol lowed autorotation scoring tight top five could have winner Curtis barn-burning last flight 1654 points clinch title Japanese team took team honors edging out US team 163 points As far new equipment concerned wasnt anything radical Heims new Lock heed 286 design present abundance indeed after contest led formation flight 12 However pilots chose fly proven equipment spending great deal effort fine-tuning use Scale fuselages now nearly universal F3C believe three contestants flew pod-and-boom designs Jet Rangers predominated Anyway dont want eat Horace Hagens official report once again bid congratulations Curtis Robert Mike team manager Bob Harris New products youve following ads youve seen Futaba now importing YS line precision powerhouses YS 61 generally accepted powerful engine avallable use RC Helicopter chosen Mr Taya Japan machine used winning World Champion title 1985 YS engines have available US before have always short supply Futaba has apparently solved supply problem should available dealer now X-Cell update recently chance see videotape Miniature Aircraft Supplys new Cell 60 flown Ted Schoonard Up time seen still pictures pictures ads might have gathered X-Cell combination whole bunch good ideas Well anyway video confirmed what expected As set up flown Ted Schoonard Toledo X-Cell may aerobatic Helicopter yet designed its light weight high rotor speed X-Cell will truly agile machine Reports indicate Walt Schoonard has production running X Cells should available soon Ive working like crazy GMP Limited Edition Stork although have admit took some time out buildOh brother misnomer Hirobo Shuttle Hughes 500 Anyway 500 done flying Stork doesnt fall together quite fast Shuttle does go together rapidiy should ready fly very soon now Nexttime Ill have some shots words Hirobos little 500 way read far about sending some pictures words onyourlatestproject orfun-fly Itwouldbegreat share good ideas other fliers BCNU Larry Jolly 5501 W Coma Santa Ana CA 92703 AMA Insurance/Worth Continued page 63 AMA earning interest Thus barring calamity liability protection costs have stabilized now under own control except what claims experience may bring rather mercy whims insurance industry Now after almost year new program outlook bright prospects good further program im provements 1988 CL Scale/Boss Continued page 64 views sketch window attachment details Please note sketch particular scale attempt making type operating canopy feature must tallored specific model being constructed Gaydos indicated obtalned minia ture rack-and-pinion gears Boston Gear Co types used special industrial high-precision applications Another company can provide type gear other gear specialties PLC Co has locations Middlebury CT Van Nuys CA might also mention top part canopy shown open bottom right-hand photo June column simply hinged rear its closed held place locking screw Hints workshop Bob Furr member Orbiting Eagles Omaha have appeared quite often column month will no exception before talk about months tip Bob would like commend him great ability effort providing practical Workshop Hints month after month Orbiting Eagles Newsletter Bob providing club members worthwhile information also giving colum nists like myself great deal data pass fellow modelers Thanks Bob doing great jobContinued page 152 150 Model Aviation

Author: J. Worth


Edition: Model Aviation - 1987/10
Page Numbers: 58, 59, 62, 63, 150

AMAs Insurance Program t real adequately funded much AMA dues involved money back up EJohn Worth luLl PART IThe Commitment Last year AMAs Executive Council equivalent corporations Board Directors faced having received no offers insurance industry provide continuing coverage AMA members clubs flying site owners after exhaustive search made bold commitment pro vide protection has back bone AMA membership years Council approved AMAs funding its own liability protection program Council decided AMA would put up money finance program However because AMA permitted sell insurance necessary through commercial insurance company AMA therefore contracted such company United National Philadelphia provide fee policy services related Multi-Level Funding AMA provided company basic fund $218350 claim coverage backed up bank Letter Credit amount $806 650 cover necessary claims beyond basic fund arrangement made available slightly over million dollars coverage Further help assure amount would wiped out reduced claims approved additional half-million dollars would set aside AMA up front cover claim actions before calling funds under insurance company control other words guarantee avail ability million dollars coverage half-million put ahead sort half-million dollar deductible paid AMA before insurance company would have make payments handle up front half-million separate contractalso feewas made another company Alexsis Alexander Alexander Omaha service claims handle reporting AMA Meanwhile up front half-million put separate account other AMA funds actually interest-bearing Money Market Fund First American Bank Virginiainci dentally account already earned over $11000 interest end May 1987 averaging about $2000 per month since being established late last year manner million half dollars liability protection provided addi tion April 25 1987 Executive Council added money program maximize opportunity half-million earn interest Council established Insurance Operating Buffer $120000 used ahead halfmillion routine relatively minor claims Thus up front half-million pro tects million controlled insurance company $120000 buf fer protects half-million multi layered approach necessary arrange ment both appropriate prudent since helps assure dont nibble away major amounts during routine daily business makes easy see show anyone requires proof major amounts adding up half million minimum touched except severe claim situation AMAs claim record Past experience under former insurance policies indicate three-tiered program should adequate 10-year study AMAs previous insurance programs showed aver aged about $70000 annually claims costs separate insurance premiums paid provide coverage Thus experience continues $120000 per year operating fund should cover normal annual claimsthe claims situation would have unusual require going beyond operating fund million half coverage enough Based past 10 years actually 45 yearsAMA has providing coverage since 1942 should enough can exceptional claim situation time needs reserve much larger what past history showed enough now appears million half adequate back up million dollars advertised 58 Model Aviation ThosE 1Hn~eS. S ThE 1NURANCE PAID coverageit actually coverage available recent years conventional insurance coverage Reserves Claims often made long after accident Thus claim situation reserves need set aside cover eventual settlement means re serves must allocated year potential claims accidents year turn means reserves must continually added year year assure depending upon current years funds example AMA currently has over $300000 reserve prior years claims completely separate funding current program situation might seem could never enough money available potential claims Experience suggests otherwise reality usually kinder possibilitythats what whole insur ance industry based laws probability general assuming got first year new program exhausting reserves should able build improve insurance funding year year much enough Ex perts field have indicated three million reserve will probably ade quate five million sure means long range commitment program necessary going able fund three- five-million reserve program year Based current AMA dues structure higher level funding should possible within few years possibly early 1990 Meanwhile has interpreted some AMA members 1987 dues increase included allocation $6 per adult member insurance program early 86 announcement $4 crease 87 dues revised $10 increase new insurance program established amount $6 has specifically designated go program end result Executive Council budgeting has commit much amount per member Lets look amounts approved program since mid-September 1986 $ 97650 to United National premium providing $1 million policy & claim service * 218350 Mutual Indemnity AMA loss fund claim payments policy 6320 to United National Surplus lines tax part insur co premium 25000 to Alexsis & servic ing AMA claims $500000 SIR Self-Insured Reserve 16000 to United Virginia Bank fee providing $806650 Letter Credit * 500000 1st American Bank AMA SIR reserve up front de ductible $1 million policy 15000 to Alexander/Alexander basic agent/broker insurance service * new Insurance Operations Buffer established 1987 120000 $998320 *earns interest AMA available servicing claims can seen AMA has put almost million dollars new insurance program date $838350 asterisk items actually available claims expense addition AMA has also paid additional $49801 extend current United National coverage October 1 1987 through March 31 1988 Add numbers $340000 other reserves prior year claims total dollars Continued page 62 October 1987 59 ALWY5 LI ZE TO IIAVE LITTLE EXTRA INSURANCE ON THE FIELD IF YA KNOW WIIAT MEAN j I \I Q A~y V fl \M MAYBe 1 1N T KIJOW flECK OF ALOT AboUT FLVIN&.. BUT IA LIKE 3UPMAN WI-lEN IT CX&4ES TO lNSUAWC DISTRIBUTED BY lOS SMIITIHI END UN WRNND tno eI 904 ndnro CA 93422 -1717 panies would no longer offer openended per-occurrence limit Instead saying up million dollars coverage available per acci dent occurrence potential number accidents multiple millions dollars coverage insurance dustry tightened up began limiting total number dollars paid out under policy using term aggregate describe difference difference wasnt appreciated first because past experience indicated no problem should result based fact million dollars enough cover years total claims Thus AMA accepted transition terminology making point first because no choice take leave situation second no real effect coverage expected recently however nature claims settlements has changed substantial increases apparent trend situation grew concerns about much total coverage would enough What developed perception million dollars coverage enough previously per occurrence basis might enough ag gregate situation other words past experience shown year million dollars could provide enough coverage multiple claims recent experience suggested potential claims higher dollar value could change picture Thus aggregate limit imposed put ceiling possible claim pay outs insurance companies would know ex actly much financial exposure would risk cover Regardless modeling activity difference appeared terminology Claim experi ence stayed well within million-dollar umbrella atmosphere controversy developed recent years between insurance legal industries over amounts coverage sizes settle ments some people began focus word aggregate fears expressed million dollar aggregate might no longer enough cover modeling ac tivity Meanwhile insurance coverage became harder get coverage could obtained price went up drastically finally reached point much being spent insurance premiums rather claims AMA seriously began consider funding its own insurance program commercial insurance fi nally became impossible buy price despite very favorable low claim experience AMA went its own However because AMA cannot legally insurance business neces sary work through commercial com pany provide insurance policy meant accepting current insurance terminology based fact AMAs 62 Model Aviation $425$795 AVAILABLE AT AMERICAS FINEST HO8BY SHOPS HOBBYPOXY TRUE TtNO-PARr EPOXY PAINTS 16 COLORS R ER EPOXY GLUES FOUR FORMULAS 5-MIN 10 45-MIN FAST FILL GRAIN FILLER QUICK-PREP POLYESTER RESIN FREE COLOR CARD AND BROCHURE HOUYPOXY OMSION Pettft Paint Campan Inc 38 Pine Street Rockaway NJ 07866 FIBERGLASS PARTS Over 237 cowls kit scratch built models Also over 34 round cowls ranging 4 14-7/8 diameter 55 duff size shape wheel pants custom Make Parts Vacuum Form Canopies Plemeseed$1 feicemplete flat T&D FIBERBLASS SPECIALTIES 30925 Block Dept 4 Garden City MI 48135 PHONE 313 421-6358 BRAZED & HEAT-TREATED WIRE GEARS & CABANIS PHONE 313 261-9064 resources limited aggregate limit necessary since no insurance industry reserves come play AMAs funding fell short AMA therefore has policy using word aggregate Past experience says shouldnt matter since dont expect reach limit Still help reassure anyone concerned AMA has enough funding protection people members clubs flying site owners have come expect AMA put another halfmillion dollars coverage ahead million dollars coverage available through insurance policy AMA has gone further putting still money up frontanother $120000 ahead half-million Thus real aggregate protection against claims million half dollars regardless what surance policy says AMAs commitment therefore goes beyond insurance com pany policy three-tiered program designed protect total modeler ac tivity including members clubs flying site owners Furthermore AMA continues seek realistic cost additional surance protect against catastrophic type situations sum up aggregate policy serves assure claims will exceed AMAs funds Yet funds should adequate based years model aircraft claims experience assure protection will available needed buffers AMA has built its protection program change situation might se verely reduce funding should preceded ample warning action can taken solve problem case AMAs commitment continue pro viding liability protection has 40 years insurance industry Part IllOverview Looking back bit may help put current program perspective Up until few years ago early 1976 through late 1982 AMA paid relatively low annual premium buy lia bility insurance averaging little over $100000 per year cost began climb despite favorable claim rate about $160000 year between 1983 1985 going $237000 85-86 period During latter years AMA began paying claims out its own funds continuing buy commercial insurance deductible type arrangement avoid paying higher premiums As result insurance companies did have pay out single dollar claims during last four years Regardless able get insurance company pro vide quotation 86-87 coverage Under AMAs current program have commit total funds actual amount paid out others related services has returned $160000 level Meanwhile rest funding belongs Continued page 150 October 1987 63 Bulkhead Fittings Fourmost Bulkhead Fittin s simple method feed fuel ven es thro ugh solid bulkheads 1 Drill hole No 18 drill size bulkhead firewall up 3/8 thick 2 Insert shaft Bulkhead Fitting through hole 3 Screw nut onto backside fitting 4 Slip fuel vent tubes job done Bulkhead Fittings provide sealed tank compartment eliminate fuel line chafing Color coded easy identification Weight 1/2 gram Price 2 $295 No 121 FOURMOST PRODUCTS __FLYG iA SCAlESPORT SCL AERONCA L3/DEFENDER 105 lE SPAN 2 CYClE 9013 II J CYClE 1218 -AlSO AERONCA lA6B/cHAi~ 8L fli VULT BT-13 VALIANT 8i fl SPAN IOLD PlAN SE2------- ZU E&CH FIBERGlASS CLS--------- $20 EACH ADD 12SHIBPINGNYS ADD 8 TAX AERO PlANS N PAR PO BOX 939 0lEAN NY 111760 1 372 ize 3/32 ID 4040 24th Avenue Forest Grove OR 97116 503 357-2732 7TlirehaI1 R/C Idle-Bar Glow Plugs Long Short Also.Only $189 Traditional line non-idle bar Glow Plugs Six Types 3 Heat Ranges High Performance Glow Element Blow Proof Seal Only $149 Swanson Associates PO Box 151 Wayne NJ 948 07470 a[f Mi m REPRODUCTION PARTS FOR ANTIQUE IGNITION ENGINES SPARK PLUGS TIMERS NEEDLE VALVES EXHAUST STACKS t POINTS TANKS COILS PROP DRIVES OVER 600 ITEMS FOR MORE THAN 60 ENGINES SEND $200 FOR CURRENT CATALOG MICRO MODEL ENGINEERING 1301 W LAFAYETTE ST STURGIS MI 49091 Radio South Batteries 500 ma Pack 48V975 Futaba conn1250 800 ma Pack 48V1875 Futabaconn2150 1200 ma Pack 48V1950 Futaba conn2250 TX batt Futaba G-Series orPCM2250 RADIO SOUTHic AUTHORIZED SERVICE CENTER Call Sam Leonard Tony Stiliman custom work competition needs stock complete hobby line specializing competition accessoriesall discounted prices Frequency Conversions Kraft$40 itFutaba AM$30 Ib% _________________________ Futaba FM$40 ____________________________ ProLine/Ace$30 Featuring fast service 0.With repair $10 qualified people theMode Change $35 latest equipment including air Heft Sets SPECTRUM ANAL YZER yros Order COC VISA MC andling Charges subject change notice OPEN 8-5 CST 904 478-6745 43 West Nine Mile Rd Pensacola FL 32514 fast time 10 Bruce Hobbs12026 May 31 1 Dub Jettl1409 Fast Time 2 Richard Oliverl1726 3 Dave Laymanl1866 4 Dick Ritch 11813 5 Rick Tocci1242l 6 JP Han way117l6 7 Hubert Willsl2720 8 Bruce Hobbs 11919 9 Gary Heithold 12172 10 Gary Howard12264 As have always done past will try write about what going Racing around country Send something district See next month Bill Hager 706 Glen Haven Dr Conroe TX 77385 RC Helicopters/Jolly Continued page 57 Gorham finished sixth Mike Mas finished ninth give idea heat competition ninth-place finisher Mike Mas sandwiched between defending World Champion Mr Taya tenth-place finisher Ewald Heim World Champion Curtis Youngblood flew GMP Ranger Competitor mechanics stuffed inside powered OS 61 Long Stroke chopper utilized GMP Pro-Head rotor Robert Gorham flew standard Cobra/Jet Ranger combination using OS power DDF rotor head Sitar rotor blades Mike Mas flew Schiuter Champion powered Enya believe top finishers flew hovering maneuvers options believe both Curtis Robert flew compulsory maneuvers Nose-In Circle Shovel 4-Point Pirouette Observation fol lowed autorotation scoring tight top five could have winner Curtis barn-burning last flight 1654 points clinch title Japanese team took team honors edging out US team 163 points As far new equipment concerned wasnt anything radical Heims new Lock heed 286 design present abundance indeed after contest led formation flight 12 However pilots chose fly proven equipment spending great deal effort fine-tuning use Scale fuselages now nearly universal F3C believe three contestants flew pod-and-boom designs Jet Rangers predominated Anyway dont want eat Horace Hagens official report once again bid congratulations Curtis Robert Mike team manager Bob Harris New products youve following ads youve seen Futaba now importing YS line precision powerhouses YS 61 generally accepted powerful engine avallable use RC Helicopter chosen Mr Taya Japan machine used winning World Champion title 1985 YS engines have available US before have always short supply Futaba has apparently solved supply problem should available dealer now X-Cell update recently chance see videotape Miniature Aircraft Supplys new Cell 60 flown Ted Schoonard Up time seen still pictures pictures ads might have gathered X-Cell combination whole bunch good ideas Well anyway video confirmed what expected As set up flown Ted Schoonard Toledo X-Cell may aerobatic Helicopter yet designed its light weight high rotor speed X-Cell will truly agile machine Reports indicate Walt Schoonard has production running X Cells should available soon Ive working like crazy GMP Limited Edition Stork although have admit took some time out buildOh brother misnomer Hirobo Shuttle Hughes 500 Anyway 500 done flying Stork doesnt fall together quite fast Shuttle does go together rapidiy should ready fly very soon now Nexttime Ill have some shots words Hirobos little 500 way read far about sending some pictures words onyourlatestproject orfun-fly Itwouldbegreat share good ideas other fliers BCNU Larry Jolly 5501 W Coma Santa Ana CA 92703 AMA Insurance/Worth Continued page 63 AMA earning interest Thus barring calamity liability protection costs have stabilized now under own control except what claims experience may bring rather mercy whims insurance industry Now after almost year new program outlook bright prospects good further program im provements 1988 CL Scale/Boss Continued page 64 views sketch window attachment details Please note sketch particular scale attempt making type operating canopy feature must tallored specific model being constructed Gaydos indicated obtalned minia ture rack-and-pinion gears Boston Gear Co types used special industrial high-precision applications Another company can provide type gear other gear specialties PLC Co has locations Middlebury CT Van Nuys CA might also mention top part canopy shown open bottom right-hand photo June column simply hinged rear its closed held place locking screw Hints workshop Bob Furr member Orbiting Eagles Omaha have appeared quite often column month will no exception before talk about months tip Bob would like commend him great ability effort providing practical Workshop Hints month after month Orbiting Eagles Newsletter Bob providing club members worthwhile information also giving colum nists like myself great deal data pass fellow modelers Thanks Bob doing great jobContinued page 152 150 Model Aviation

Author: J. Worth


Edition: Model Aviation - 1987/10
Page Numbers: 58, 59, 62, 63, 150

AMAs Insurance Program t real adequately funded much AMA dues involved money back up EJohn Worth luLl PART IThe Commitment Last year AMAs Executive Council equivalent corporations Board Directors faced having received no offers insurance industry provide continuing coverage AMA members clubs flying site owners after exhaustive search made bold commitment pro vide protection has back bone AMA membership years Council approved AMAs funding its own liability protection program Council decided AMA would put up money finance program However because AMA permitted sell insurance necessary through commercial insurance company AMA therefore contracted such company United National Philadelphia provide fee policy services related Multi-Level Funding AMA provided company basic fund $218350 claim coverage backed up bank Letter Credit amount $806 650 cover necessary claims beyond basic fund arrangement made available slightly over million dollars coverage Further help assure amount would wiped out reduced claims approved additional half-million dollars would set aside AMA up front cover claim actions before calling funds under insurance company control other words guarantee avail ability million dollars coverage half-million put ahead sort half-million dollar deductible paid AMA before insurance company would have make payments handle up front half-million separate contractalso feewas made another company Alexsis Alexander Alexander Omaha service claims handle reporting AMA Meanwhile up front half-million put separate account other AMA funds actually interest-bearing Money Market Fund First American Bank Virginiainci dentally account already earned over $11000 interest end May 1987 averaging about $2000 per month since being established late last year manner million half dollars liability protection provided addi tion April 25 1987 Executive Council added money program maximize opportunity half-million earn interest Council established Insurance Operating Buffer $120000 used ahead halfmillion routine relatively minor claims Thus up front half-million pro tects million controlled insurance company $120000 buf fer protects half-million multi layered approach necessary arrange ment both appropriate prudent since helps assure dont nibble away major amounts during routine daily business makes easy see show anyone requires proof major amounts adding up half million minimum touched except severe claim situation AMAs claim record Past experience under former insurance policies indicate three-tiered program should adequate 10-year study AMAs previous insurance programs showed aver aged about $70000 annually claims costs separate insurance premiums paid provide coverage Thus experience continues $120000 per year operating fund should cover normal annual claimsthe claims situation would have unusual require going beyond operating fund million half coverage enough Based past 10 years actually 45 yearsAMA has providing coverage since 1942 should enough can exceptional claim situation time needs reserve much larger what past history showed enough now appears million half adequate back up million dollars advertised 58 Model Aviation ThosE 1Hn~eS. S ThE 1NURANCE PAID coverageit actually coverage available recent years conventional insurance coverage Reserves Claims often made long after accident Thus claim situation reserves need set aside cover eventual settlement means re serves must allocated year potential claims accidents year turn means reserves must continually added year year assure depending upon current years funds example AMA currently has over $300000 reserve prior years claims completely separate funding current program situation might seem could never enough money available potential claims Experience suggests otherwise reality usually kinder possibilitythats what whole insur ance industry based laws probability general assuming got first year new program exhausting reserves should able build improve insurance funding year year much enough Ex perts field have indicated three million reserve will probably ade quate five million sure means long range commitment program necessary going able fund three- five-million reserve program year Based current AMA dues structure higher level funding should possible within few years possibly early 1990 Meanwhile has interpreted some AMA members 1987 dues increase included allocation $6 per adult member insurance program early 86 announcement $4 crease 87 dues revised $10 increase new insurance program established amount $6 has specifically designated go program end result Executive Council budgeting has commit much amount per member Lets look amounts approved program since mid-September 1986 $ 97650 to United National premium providing $1 million policy & claim service * 218350 Mutual Indemnity AMA loss fund claim payments policy 6320 to United National Surplus lines tax part insur co premium 25000 to Alexsis & servic ing AMA claims $500000 SIR Self-Insured Reserve 16000 to United Virginia Bank fee providing $806650 Letter Credit * 500000 1st American Bank AMA SIR reserve up front de ductible $1 million policy 15000 to Alexander/Alexander basic agent/broker insurance service * new Insurance Operations Buffer established 1987 120000 $998320 *earns interest AMA available servicing claims can seen AMA has put almost million dollars new insurance program date $838350 asterisk items actually available claims expense addition AMA has also paid additional $49801 extend current United National coverage October 1 1987 through March 31 1988 Add numbers $340000 other reserves prior year claims total dollars Continued page 62 October 1987 59 ALWY5 LI ZE TO IIAVE LITTLE EXTRA INSURANCE ON THE FIELD IF YA KNOW WIIAT MEAN j I \I Q A~y V fl \M MAYBe 1 1N T KIJOW flECK OF ALOT AboUT FLVIN&.. BUT IA LIKE 3UPMAN WI-lEN IT CX&4ES TO lNSUAWC DISTRIBUTED BY lOS SMIITIHI END UN WRNND tno eI 904 ndnro CA 93422 -1717 panies would no longer offer openended per-occurrence limit Instead saying up million dollars coverage available per acci dent occurrence potential number accidents multiple millions dollars coverage insurance dustry tightened up began limiting total number dollars paid out under policy using term aggregate describe difference difference wasnt appreciated first because past experience indicated no problem should result based fact million dollars enough cover years total claims Thus AMA accepted transition terminology making point first because no choice take leave situation second no real effect coverage expected recently however nature claims settlements has changed substantial increases apparent trend situation grew concerns about much total coverage would enough What developed perception million dollars coverage enough previously per occurrence basis might enough ag gregate situation other words past experience shown year million dollars could provide enough coverage multiple claims recent experience suggested potential claims higher dollar value could change picture Thus aggregate limit imposed put ceiling possible claim pay outs insurance companies would know ex actly much financial exposure would risk cover Regardless modeling activity difference appeared terminology Claim experi ence stayed well within million-dollar umbrella atmosphere controversy developed recent years between insurance legal industries over amounts coverage sizes settle ments some people began focus word aggregate fears expressed million dollar aggregate might no longer enough cover modeling ac tivity Meanwhile insurance coverage became harder get coverage could obtained price went up drastically finally reached point much being spent insurance premiums rather claims AMA seriously began consider funding its own insurance program commercial insurance fi nally became impossible buy price despite very favorable low claim experience AMA went its own However because AMA cannot legally insurance business neces sary work through commercial com pany provide insurance policy meant accepting current insurance terminology based fact AMAs 62 Model Aviation $425$795 AVAILABLE AT AMERICAS FINEST HO8BY SHOPS HOBBYPOXY TRUE TtNO-PARr EPOXY PAINTS 16 COLORS R ER EPOXY GLUES FOUR FORMULAS 5-MIN 10 45-MIN FAST FILL GRAIN FILLER QUICK-PREP POLYESTER RESIN FREE COLOR CARD AND BROCHURE HOUYPOXY OMSION Pettft Paint Campan Inc 38 Pine Street Rockaway NJ 07866 FIBERGLASS PARTS Over 237 cowls kit scratch built models Also over 34 round cowls ranging 4 14-7/8 diameter 55 duff size shape wheel pants custom Make Parts Vacuum Form Canopies Plemeseed$1 feicemplete flat T&D FIBERBLASS SPECIALTIES 30925 Block Dept 4 Garden City MI 48135 PHONE 313 421-6358 BRAZED & HEAT-TREATED WIRE GEARS & CABANIS PHONE 313 261-9064 resources limited aggregate limit necessary since no insurance industry reserves come play AMAs funding fell short AMA therefore has policy using word aggregate Past experience says shouldnt matter since dont expect reach limit Still help reassure anyone concerned AMA has enough funding protection people members clubs flying site owners have come expect AMA put another halfmillion dollars coverage ahead million dollars coverage available through insurance policy AMA has gone further putting still money up frontanother $120000 ahead half-million Thus real aggregate protection against claims million half dollars regardless what surance policy says AMAs commitment therefore goes beyond insurance com pany policy three-tiered program designed protect total modeler ac tivity including members clubs flying site owners Furthermore AMA continues seek realistic cost additional surance protect against catastrophic type situations sum up aggregate policy serves assure claims will exceed AMAs funds Yet funds should adequate based years model aircraft claims experience assure protection will available needed buffers AMA has built its protection program change situation might se verely reduce funding should preceded ample warning action can taken solve problem case AMAs commitment continue pro viding liability protection has 40 years insurance industry Part IllOverview Looking back bit may help put current program perspective Up until few years ago early 1976 through late 1982 AMA paid relatively low annual premium buy lia bility insurance averaging little over $100000 per year cost began climb despite favorable claim rate about $160000 year between 1983 1985 going $237000 85-86 period During latter years AMA began paying claims out its own funds continuing buy commercial insurance deductible type arrangement avoid paying higher premiums As result insurance companies did have pay out single dollar claims during last four years Regardless able get insurance company pro vide quotation 86-87 coverage Under AMAs current program have commit total funds actual amount paid out others related services has returned $160000 level Meanwhile rest funding belongs Continued page 150 October 1987 63 Bulkhead Fittings Fourmost Bulkhead Fittin s simple method feed fuel ven es thro ugh solid bulkheads 1 Drill hole No 18 drill size bulkhead firewall up 3/8 thick 2 Insert shaft Bulkhead Fitting through hole 3 Screw nut onto backside fitting 4 Slip fuel vent tubes job done Bulkhead Fittings provide sealed tank compartment eliminate fuel line chafing Color coded easy identification Weight 1/2 gram Price 2 $295 No 121 FOURMOST PRODUCTS __FLYG iA SCAlESPORT SCL AERONCA L3/DEFENDER 105 lE SPAN 2 CYClE 9013 II J CYClE 1218 -AlSO AERONCA lA6B/cHAi~ 8L fli VULT BT-13 VALIANT 8i fl SPAN IOLD PlAN SE2------- ZU E&CH FIBERGlASS CLS--------- $20 EACH ADD 12SHIBPINGNYS ADD 8 TAX AERO PlANS N PAR PO BOX 939 0lEAN NY 111760 1 372 ize 3/32 ID 4040 24th Avenue Forest Grove OR 97116 503 357-2732 7TlirehaI1 R/C Idle-Bar Glow Plugs Long Short Also.Only $189 Traditional line non-idle bar Glow Plugs Six Types 3 Heat Ranges High Performance Glow Element Blow Proof Seal Only $149 Swanson Associates PO Box 151 Wayne NJ 948 07470 a[f Mi m REPRODUCTION PARTS FOR ANTIQUE IGNITION ENGINES SPARK PLUGS TIMERS NEEDLE VALVES EXHAUST STACKS t POINTS TANKS COILS PROP DRIVES OVER 600 ITEMS FOR MORE THAN 60 ENGINES SEND $200 FOR CURRENT CATALOG MICRO MODEL ENGINEERING 1301 W LAFAYETTE ST STURGIS MI 49091 Radio South Batteries 500 ma Pack 48V975 Futaba conn1250 800 ma Pack 48V1875 Futabaconn2150 1200 ma Pack 48V1950 Futaba conn2250 TX batt Futaba G-Series orPCM2250 RADIO SOUTHic AUTHORIZED SERVICE CENTER Call Sam Leonard Tony Stiliman custom work competition needs stock complete hobby line specializing competition accessoriesall discounted prices Frequency Conversions Kraft$40 itFutaba AM$30 Ib% _________________________ Futaba FM$40 ____________________________ ProLine/Ace$30 Featuring fast service 0.With repair $10 qualified people theMode Change $35 latest equipment including air Heft Sets SPECTRUM ANAL YZER yros Order COC VISA MC andling Charges subject change notice OPEN 8-5 CST 904 478-6745 43 West Nine Mile Rd Pensacola FL 32514 fast time 10 Bruce Hobbs12026 May 31 1 Dub Jettl1409 Fast Time 2 Richard Oliverl1726 3 Dave Laymanl1866 4 Dick Ritch 11813 5 Rick Tocci1242l 6 JP Han way117l6 7 Hubert Willsl2720 8 Bruce Hobbs 11919 9 Gary Heithold 12172 10 Gary Howard12264 As have always done past will try write about what going Racing around country Send something district See next month Bill Hager 706 Glen Haven Dr Conroe TX 77385 RC Helicopters/Jolly Continued page 57 Gorham finished sixth Mike Mas finished ninth give idea heat competition ninth-place finisher Mike Mas sandwiched between defending World Champion Mr Taya tenth-place finisher Ewald Heim World Champion Curtis Youngblood flew GMP Ranger Competitor mechanics stuffed inside powered OS 61 Long Stroke chopper utilized GMP Pro-Head rotor Robert Gorham flew standard Cobra/Jet Ranger combination using OS power DDF rotor head Sitar rotor blades Mike Mas flew Schiuter Champion powered Enya believe top finishers flew hovering maneuvers options believe both Curtis Robert flew compulsory maneuvers Nose-In Circle Shovel 4-Point Pirouette Observation fol lowed autorotation scoring tight top five could have winner Curtis barn-burning last flight 1654 points clinch title Japanese team took team honors edging out US team 163 points As far new equipment concerned wasnt anything radical Heims new Lock heed 286 design present abundance indeed after contest led formation flight 12 However pilots chose fly proven equipment spending great deal effort fine-tuning use Scale fuselages now nearly universal F3C believe three contestants flew pod-and-boom designs Jet Rangers predominated Anyway dont want eat Horace Hagens official report once again bid congratulations Curtis Robert Mike team manager Bob Harris New products youve following ads youve seen Futaba now importing YS line precision powerhouses YS 61 generally accepted powerful engine avallable use RC Helicopter chosen Mr Taya Japan machine used winning World Champion title 1985 YS engines have available US before have always short supply Futaba has apparently solved supply problem should available dealer now X-Cell update recently chance see videotape Miniature Aircraft Supplys new Cell 60 flown Ted Schoonard Up time seen still pictures pictures ads might have gathered X-Cell combination whole bunch good ideas Well anyway video confirmed what expected As set up flown Ted Schoonard Toledo X-Cell may aerobatic Helicopter yet designed its light weight high rotor speed X-Cell will truly agile machine Reports indicate Walt Schoonard has production running X Cells should available soon Ive working like crazy GMP Limited Edition Stork although have admit took some time out buildOh brother misnomer Hirobo Shuttle Hughes 500 Anyway 500 done flying Stork doesnt fall together quite fast Shuttle does go together rapidiy should ready fly very soon now Nexttime Ill have some shots words Hirobos little 500 way read far about sending some pictures words onyourlatestproject orfun-fly Itwouldbegreat share good ideas other fliers BCNU Larry Jolly 5501 W Coma Santa Ana CA 92703 AMA Insurance/Worth Continued page 63 AMA earning interest Thus barring calamity liability protection costs have stabilized now under own control except what claims experience may bring rather mercy whims insurance industry Now after almost year new program outlook bright prospects good further program im provements 1988 CL Scale/Boss Continued page 64 views sketch window attachment details Please note sketch particular scale attempt making type operating canopy feature must tallored specific model being constructed Gaydos indicated obtalned minia ture rack-and-pinion gears Boston Gear Co types used special industrial high-precision applications Another company can provide type gear other gear specialties PLC Co has locations Middlebury CT Van Nuys CA might also mention top part canopy shown open bottom right-hand photo June column simply hinged rear its closed held place locking screw Hints workshop Bob Furr member Orbiting Eagles Omaha have appeared quite often column month will no exception before talk about months tip Bob would like commend him great ability effort providing practical Workshop Hints month after month Orbiting Eagles Newsletter Bob providing club members worthwhile information also giving colum nists like myself great deal data pass fellow modelers Thanks Bob doing great jobContinued page 152 150 Model Aviation

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